A better bank for
your small business
and for all of us.

The first digitally native bank designed to help small businesses thrive. Built with Google Cloud.
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Introducing BetaBank

Our Philosophy

No-hidden anything

No tricks up our sleeves—what you see is how we bank.

No-bias lending

We lend based on facts about your business—nothing else.

No-hassle banking

We're digitally native, easy, and accessible.
BetaBank mobile and web experience.BetaBank mobile and web experience.
Learn what else we believe in

When small businesses succeed, we all succeed.

Small business makes up 96% of our nation’s economy, but 1 out of 4 businesses cite that lack of funding prevents them from growing their business.1

Traditional banking’s bias and old-school inefficiencies keep capital in the hands of the few, not the many. 1

Well-known banks waste millions in discriminatory lending lawsuit payouts every year while SBA loan default rates climb.

Products & Services

So here's what you can expect

Most banks can only lend $250k loans minimum. BetaBank can lend smaller loan amounts.

With their outdated systems, archaic banks can only afford to lend to the big players, which is costing them millions. We make money more available to everyone…like those who have too often been denied it. Which leads to demonstrably better outcomes for ALL.

Bringing together banking, payroll, accounting, and scheduling in one experience.

Bringing your accounting, payroll, and scheduling software in one place makes running your business easier and more efficient. Having a birds-eye-view of your entire business allows you to make smarter decisions quicker.

Conversation with a human banker

Every business has its unique goals and challenges, which is why you’ll have access to real people to help you with solutions tailored to your specific business needs.

No overdraft fees, no balance fees, no account fees

Old school banks profit when their customers do poorly. We don't have minimum balance fees or excessive transaction fees. Our profits are directly related to our customers’ success. Which is better for them. And for us.